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How often is your fico score updated
For which service?
For Equifax
@arnold wrote:For Equifax
If you buy single-pull reports via FICO Standard, there is no update since it's a one-time pull.
If you subscribe to the monthly service, ScoreWatch, then that subscription includes 2 EQ FICO reports per year, with the first being used up when you first subscribe. The other report can be used anytime during the year, or saved after a year. ScoreWatch will monitor your score though. It monitors it daily. If something changes on your EQ CR that triggers a credit alert like a new account or a new inquiry, then SW will alert you to that change and will automatically provide your new EQ FICO if your score changed. Some changes won't trigger an alert like a dropped account. SW will monitor your EQ FICO for changes every 7-10 days and if your new EQ FICO hit or surpassed your target score (found in your settings), then SW will provide your new score sans the reason behind the alert.