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How in the world does the score simulator calculate that I'll be going from 640 -> 805 in 24 months with on time payments??
All my other CB's show me being in the 700s with the simulator, but Equifax is shownig 805
I know these aren't 100% accurate, but really, is it at all possible to be @ 805 in 24 months? Current scores are: EQ 641 / TU 664 / EX 659. My last 2 collection account due to fall off in April of next year..daFuq?!
The simulator is factoring in the fact that the derogs will have fallen off by then and you will have a clean file. That said, these simulators are nothing but a toy and are nowhere near accurate.
@Anonymous wrote:The simulator is factoring in the fact that the derogs will have fallen off by then and you will have a clean file. That said, these simulators are nothing but a toy and are nowhere near accurate.
Yeah i figured that was the case