got some extra money which should i pay

[Anonymous]

I came across some extra money should i pay off my credit cards (with a lower interest rate but maxed out) or my car loan(higher interest). I am trying to  get a house so i need my credit score to increase above everything else. Just looking at interest rates i was going to pay the car. Will paying either one weight the same on my credit. Thanks for any help you can give me.

[haulingthescoreup]

Best bang for your buck, pay off your credit cards. Ideally, all but one will report $0 (that means you pay them off before their statements drop), and that one card will just show a small balance, $10 - 20. This should help you most with your scores.

On the loan, just keep paying timely. Your mortgage lender will also look at your monthly obligations, though. This advice is strictly for scoring purposes.