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There are former mods in here who hit into the low 800s without any mortgage reporting. I hit 777 EQ FICO with a low 4 yr AAoA w/out any mortgage reporting.
I have no open mortgage, all of them are closed and paid.
My scores are sitting between 790-810 every month depending on how I let other Utilization report.
My mom had an 830 and never had a mortgage and never used CC.