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high score with out mortgage

Frequent Contributor

high score with out mortgage

Is it possible to get a high score without having a mortgage meaning 760+ just wondering that's always a negative no mortgage. I own my home full & clear.
Cards: CSP $5k, Capital One Cash Rewards VS $3100, Discover it $3k Capital One MasterCard $600, Orchard Bank $3k, Barclays Rewards MC $1250 Gapcard $900, BR $300, Neiman Marcus $1k, Macys $1200 Walmart $500
In the garden until I can get a BCP

Starting Score: 534
Current Score: 682 EQ SW 660 TU 636 EX 3/26/13
Goal Score: 720


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Message 1 of 4
3 REPLIES
Moderator Emeritus

Re: high score with out mortgage

There are former mods in here who hit into the low 800s without any mortgage reporting. I hit 777 EQ FICO with a low 4 yr AAoA w/out any mortgage reporting. 

Message 2 of 4
Valued Contributor

Re: high score with out mortgage

I have no open mortgage, all of them are closed and paid.

 

My scores are sitting between 790-810 every month depending on how I let other Utilization report.

Good Luck
May all your dreams and wishes become a reality!
Message 3 of 4
Epic Contributor

Re: high score with out mortgage

Message 4 of 4