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Moderator Emeritus
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Posts: 16,378
Registered: ‎03-12-2007
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Re: high util credit cards



solidusEE wrote:
the insanity of it all

but yeah i see what you mean about 0$ balances

a shame that they keep history of unpaid balances but they don't keep history of balances PIF


If you aren't planning on applying for anything in the near future just PIF then. Saving money is more important than your credit scores in this situation.
Credit Profile -
FICO 08 Scores (09-16-2014): EQ 824, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1 (Amex 07-15-2014)


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