how long til i have a myfico score!!?????

[Anonymous]

according to the internet it takes about 6 months until u have a fico score.... ive had my cards for about that long and i still dont have one.... can someone give me some feedback please

[TheGardner]

6 statements (+ a few days just figure a week). You need 6 months reporting on the reports.

[Anonymous]

so if i had 2 credit cards open 7/24/14 wen should i expect to see it?? lol anyidea

[BluePoodle]

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@Anonymous wrote:
so if i had 2 credit cards open 7/24/14 wen should i expect to see it?? lol anyidea

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It doens't matter when cards were opened. What matters is when statements were cut/reported. You need 6 months of bill statements reporting. So if your first statement cut in 8/24/14 it will be some time in end of Jan when 6th statement has reported to CRA. Patience....you're almost there.

[Anonymous]

alrite thanks alot i actually have had a cap one card for about a year but it doesnt show on my reports or ck thats why i was hoping these cards dont do the same..... so say i pay my first bill 9/14/14 i should expect a myfico score around feb? sorry for all the questions

[ojefferyo]

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@Anonymous wrote:
alrite thanks alot i actually have had a cap one card for about a year but it doesnt show on my reports or ck thats why i was hoping these cards dont do the same..... so say i pay my first bill 9/14/14 i should expect a myfico score around feb? sorry for all the questions

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your cap1 card should have reported if you've had it that long. 

[Anonymous]

i know it should have....i even called to ask why they werent reporting and they said some bs and said it ahould show in 30-60 days thats what they said last time when icalled months ago about the same problem😞

[Anonymous]

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@Anonymous wrote:
i know it should have....i even called to ask why they werent reporting and they said some bs and said it ahould show in 30-60 days thats what they said last time when icalled months ago about the same problem😞

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Thats unacceptable An account not reporting for an entire year? If you've only talked to the regular customer service maybe try the executive office. You could have had access to FICO reports months ago

[Anonymous]

yessss its very aggrivating especially them being my oldest card i NEED it to show so i can get better cards in the near future.....i have 2 other cards(secured) that start reporting before cap one and i had them a few months after...but i usually would call customer service but i got the EO number from a generous member so i called them recently just this month!!! and they said theyy contact the bereaus and my card should be howing no later then 60 days .... which is march hopefully everythings fixed

[Themanwhocan]

Use creditkarma.com

Once signed in, click the "My Finances" tab at the top and select "Full Credit Report beta". From there you can click on the tab for your accounts, and then click on the name of each account to expand the data.

In this way, you will know when a card is reporting, and for how many months (look at the 48 month payment history). Since CreditKarma updates one a week (whenever you login and its been more than a week, it updates), you can use this as a free method to know when all 3 cards are reporting, and for how many months they have been reporting.

The creditkarma credit score is worthless. But the web site is useful for knowing when cards report, or to see if a new inquiry has been added to your Transunion report, etc.