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how much of a score jump to expect...???

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beautybrainsbooty
Regular Contributor

how much of a score jump to expect...???

so I have a new major cc, a walmart cc, and an installment loan that all have hit in the last month (my score went up like crazy see my sig). How much of  monthly score boost can I expect with on time payment each month and minimal utilization on the two cards? The only other thing reporting is an auto loan I've had since February. So in total 4 TLs open. Never missed or been late on anything. I'd like to see low 800's across the board in a few months-say 4 to 6-but don't know if that is even doable in FICO world. Thoughts??

started mid 500's. Disputed incorrect items and within a month or two my scores have skyrocketed and continue to do so
EQ: 755 as of 8/2013
TU: 700
Experian(or as I call them, the devil) I have no clue, they haven't released my report
Goal=801 across the board!!! Not too far from this, hoping to garden until Christmas 2013
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tooleman694
Valued Contributor

Re: how much of a score jump to expect...???

In my experience scores move quickly thru the 600s but once you make it to 700 its slow going from then on.

Those last 150 points seem to be hard earned points over years of perfect history and keeping balances low on the CC.

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