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so I have a new major cc, a walmart cc, and an installment loan that all have hit in the last month (my score went up like crazy see my sig). How much of monthly score boost can I expect with on time payment each month and minimal utilization on the two cards? The only other thing reporting is an auto loan I've had since February. So in total 4 TLs open. Never missed or been late on anything. I'd like to see low 800's across the board in a few months-say 4 to 6-but don't know if that is even doable in FICO world. Thoughts??
In my experience scores move quickly thru the 600s but once you make it to 700 its slow going from then on.
Those last 150 points seem to be hard earned points over years of perfect history and keeping balances low on the CC.