01-03-2013 03:46 PM
Would like to know how much my score will go up when BK7 falls of in July of 2013..right now im at lows 700's with all 3 credit reports..I have 0 balance on all credit cards. no or very little debt. AAoA is about 6 years ,oldest account 21 years....Plenty of accounts with more than a 10K limit..any feedback will greatly help
01-03-2013 04:05 PM
July 2013 will be the 10 year mark
im not sure of the answer but would be nice to know.
my moms will fall off jan of 14'. (10 years)
|Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13)|
Starting total revolving credit: $2600 | Current total revolving credit: $21,600
Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012
|Amex Zync(Unicorn) |
01-03-2013 04:07 PM
Depending on if you have inquiries or accounts open within the past year (these can bring your score down) also the balance on installment loans (high Loan to Original Value)
I would say you should be looking at a score from 750-800 Its really hard to tell without knowing these other factors...
When you pull your FICO score, what are the top factors affecting your score that are listed?
01-03-2013 05:28 PM
When i pull my scores..it says that i have to many iquires..which is affecting my score..and i have opened up new accounts...I have no debt whatsoever :-)