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Would like to know how much my score will go up when BK7 falls of in July of 2013..right now im at lows 700's with all 3 credit reports..I have 0 balance on all credit cards. no or very little debt. AAoA is about 6 years ,oldest account 21 years....Plenty of accounts with more than a 10K limit..any feedback will greatly help
Also no baddies as well
Bad news is that BK7 doesn;t drop off CR until after 10 years.
July 2013 will be the 10 year mark
@sandman2435 wrote:July 2013 will be the 10 year mark
oh snap!
im not sure of the answer but would be nice to know.
my moms will fall off jan of 14'. (10 years)
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |
Depending on if you have inquiries or accounts open within the past year (these can bring your score down) also the balance on installment loans (high Loan to Original Value)
I would say you should be looking at a score from 750-800 Its really hard to tell without knowing these other factors...
When you pull your FICO score, what are the top factors affecting your score that are listed?
When i pull my scores..it says that i have to many iquires..which is affecting my score..and i have opened up new accounts...I have no debt whatsoever :-)