i cant believe this.

[nothingman02]

Hi,

Just checked my TrueCredit FAKOS:

TR - 588 / EXP - 627 / EQ - 580

Also checked my FAKOS on creditchecktotal

TR - 721 / EXP - 593 / EQ - 572

Does anyone have an idea why such a huge difference with the TR FAKO? 

I checked and re-checked the credit report from both website and every listing and inquiry is the same on truecredit and creditchecktotal. Evrything is same including the dates but the scores are 588 and 721. I want to pull the TR  FICO but am waiting for March to update my accounts as I have slightly lower utilization.

Thanks.

[haulingthescoreup]

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nothingman02 wrote:

Does anyone have an idea why such a huge difference with the TR FAKO? 

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No.

And this is because no one has any idea what goes into any of the FAKO score formulas.

Hate to say it, but this is like being baffled because one psychic hotline 900 number gave you a different reading from another psychic hotline 900 number.

[laz98]

unfortunately, that's what happens with those FAKO made-up scores!!  don't pay them any mind.

[Junejer]

That's a good one HTSU, hadn't heard that one before.

[Anonymous]

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@haulingthescoreup wrote:

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@nothingman02 wrote:

Does anyone have an idea why such a huge difference with the TR FAKO? 

---

No.

And this is because no one has any idea what goes into any of the FAKO score formulas.

Hate to say it, but this is like being baffled because one psychic hotline 900 number gave you a different reading from another psychic hotline 900 number.

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i laughed so hard =)) 

[MattH]

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@haulingthescoreup wrote:

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@nothingman02 wrote:

Does anyone have an idea why such a huge difference with the TR FAKO? 

---

No.

And this is because no one has any idea what goes into any of the FAKO score formulas.

Hate to say it, but this is like being baffled because one psychic hotline 900 number gave you a different reading from another psychic hotline 900 number.

---

LOL!

I think maybe the FAKOS use this method:

http://en.wikipedia.org/wiki/Ouija

[nothingman02]

Hmm...I knew they were not accurate. Thats why I have and follow myfico score. However I had surmised that they'd be a little close to FICO..+/- 20-30. And also that creditchecktotal (experian) was more accurate than truecredit. Dint know they were all ridiculous. They ought to stop 'selling' these scores.

[Junejer]

They are all absolutely ridiculous. There is no correlation, whatsoever, to a FICO score.