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CreditHealthy
Established Contributor
‎09-05-2014 10:31 AM
‎09-05-2014 10:31 AM

inquiry

Good morning, I received a 1 point increase on my equifax report because of an inquiry reporting. Does this make since to anyone? Wasn't I suppose to lose points for an inquiry?

What's in my sock drawer? NFCU LOC 15,000] NFCU Cash Rewards 20,000][ Golden 1Platinum Rewards Card 6,600 Discover It 5,000,] {NFCU goRewards 17,500} Barclaycard 1250.00,]Cap one 750.00 ], Watering my garden for the next five years:-)
EQUIFAX 727 EXPERIAN 732 TRANSUNION 743 FICO} STARTING SCORE....554 July 2013
Message 1 of 6
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CreditHealthy
Established Contributor
‎09-05-2014 10:33 AM
‎09-05-2014 10:33 AM

Re: inquiry

This was for my new goRewards credit card i just got with NFCUSmiley Happy

What's in my sock drawer? NFCU LOC 15,000] NFCU Cash Rewards 20,000][ Golden 1Platinum Rewards Card 6,600 Discover It 5,000,] {NFCU goRewards 17,500} Barclaycard 1250.00,]Cap one 750.00 ], Watering my garden for the next five years:-)
EQUIFAX 727 EXPERIAN 732 TRANSUNION 743 FICO} STARTING SCORE....554 July 2013
Message 2 of 6
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Anonymous
Not applicable
‎09-05-2014 07:45 PM
‎09-05-2014 07:45 PM

Re: inquiry

Makes no sense at all to me but boy wouldn't it be nice if we could all get a point increase for an inquiry! Smiley Happy
Message 3 of 6
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jamesdwi
Valued Contributor
‎09-05-2014 08:05 PM
‎09-05-2014 08:05 PM

Re: inquiry

It happens, usually cause some other factor tha isn't monitored or considered by Report monitoring tools, did a new TL age to more than 6 months, did an existing baddie grow a bit older so that it made it less of a factor increasing your score enought that it grew one more point than the inq's negative effect. 

 

 

Cards: Chase Southwest 20k & CSR 17k & CSP 10k & FNBO 30k Oregon Duck 5k, & AMEX BCP 32.5k & Amex Magnet 15k&amg; Hilton Surpass 7.5k & Delta Gold 12k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 20k, Paypal Extras MC 10k, Paypal Credit 7.25k CapOne Venture 15k, QS 2.5k, QS 750, Amazon 10k, Walmart 10k, Citi Simplicity 18k, Discover IT 23k and a nice stack of store cards.
Landmarkcu Personal Loan 10k
Message 4 of 6
Anonymous
Not applicable
‎09-06-2014 01:37 PM
‎09-06-2014 01:37 PM

Re: inquiry

that happens because you are looking for new credit i saw it weeks ago on TU .

Message 5 of 6
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CreditHealthy
Established Contributor
‎09-06-2014 01:48 PM
‎09-06-2014 01:48 PM

Re: inquiry

Thanks all!

What's in my sock drawer? NFCU LOC 15,000] NFCU Cash Rewards 20,000][ Golden 1Platinum Rewards Card 6,600 Discover It 5,000,] {NFCU goRewards 17,500} Barclaycard 1250.00,]Cap one 750.00 ], Watering my garden for the next five years:-)
EQUIFAX 727 EXPERIAN 732 TRANSUNION 743 FICO} STARTING SCORE....554 July 2013
Message 6 of 6
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