tadrien wrote:
I just check my credit score directly with the 3 major credit agency my score is like higher than what's on my fico kit could anyone shed light on this.
Because 2 of the 3 major CRAs do not sell FICO scores. EX and TU do not offer FICO scores from their websites, but do sell their own score. We call it a FAKO score or fake score. No lenders use these scores, but is a big money maker for them.
EQ does sell a FICO score per an agreement between EQ and Fair Isaac. The score should match if you pulled it with your CR and if you pulled it the same day as pulling through this site.
