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is it possible?

Valued Contributor

is it possible?

is it possible to open a closed CC account and if so, what is the cut off time in regards to how long an account was closed, can not be reopen again? Thanks
Message 1 of 10
9 REPLIES
Moderator Emeritus

Re: is it possible?

Yes, call the creditor and ask.
Message 2 of 10
Valued Contributor

Re: is it possible?

thanks tusc, do you know the cut-off time period?
Message 3 of 10
Moderator Emeritus

Re: is it possible?

Each creditor is different
Message 4 of 10
New Contributor

Re: is it possible?

That's a good question and could be useful!
 
Suppose you closed out a CC account; later sent GW letters and they removed the baddies...  One could ask them to re-open the account and BAM -- instant good credit???
 
Tuscani, have you ever seen this happen?
 
Good luck!
 
FICOnater2007
Message 5 of 10
Super Contributor

Re: is it possible?

I could try it on a couple of accounts that have been closed nearly 10 years  Smiley Very Happy
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Message 6 of 10
New Contributor

Re: is it possible?

Ha Ha Midnight,
 
I think there's a statute of limitations or something which would prevent that.... Smiley Very Happy
 
Let me know how it works out...
 
FICOnater2007
 
 
Message 7 of 10
Moderator Emeritus

Re: is it possible?



FICOnater2007 wrote:
That's a good question and could be useful!
 
Suppose you closed out a CC account; later sent GW letters and they removed the baddies...  One could ask them to re-open the account and BAM -- instant good credit???
 
Tuscani, have you ever seen this happen?
 
Good luck!
 
FICOnater2007


Yes I have!
Message 8 of 10
New Member

Re: is it possible?

Hi everyone, Patricia here. 
 
Tuscani, did they do a regular inquiry or an account review inquiry? 
 
Thank you
Message 9 of 10
Highlighted
Senior Contributor

Re: is it possible?

DW has a Fashion Bug card from 1989, still open, and still on her CRs. She hasn't shopped there in probably 5 years, and I've kept on her butt to get the CC reopened. They said just come in the store, and show ID.
 
Calling her on it this weekend.
 
Message 10 of 10