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New Visitor
Posts: 1
Registered: ‎06-09-2007
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is personal credit score connected to business credit score

Are the two connected.
I am a sole proprieter business owner.
Will my credit card use for my business show up on my personal credit report?
Is a corproration any different?
Moderator Emeritus
Posts: 32,865
Registered: ‎08-04-2007
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Re: is personal credit score connected to business credit score

There is a connection if you gave a PG at time of applying, resulting in a hard inquiry, and if you default, resulting in a CO, judgement,  or some other deragatory statement on your CR.
Regular Contributor
Posts: 163
Registered: ‎06-18-2007
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Re: is personal credit score connected to business credit score

[ Edited ]
In my case, the business cc does not show up on my personal FICO reports. Same with business gas cards. Although I am a small business owner, I did incorporate. You may want to discuss with your accountant.

Message Edited by Madison on 11-21-2007 06:19 AM
Moderator Emeritus
Posts: 6,182
Registered: ‎03-29-2007
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Re: is personal credit score connected to business credit score

It can be.. However, if you build your biz credit up correctly you should never need to PG anything!
Super Contributor
Posts: 6,211
Registered: ‎09-18-2007
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Re: is personal credit score connected to business credit score

It is very easy to incorporate the business and setup seperate tradelines for business with out even giving personal ss#.

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