is this something I should be worried about in fico scoring?
I just pulled my reports. On my TransUnion it states that I was recently delinquent as of 4 months ago. I have NOT been delinquent in over 3 years on anything!!!! When I called the MyFico rep she was at a loss and I think she does thought I was dumb and missed a payment somewhere and didn't want to fess up which is not the case. Is this just a glitch with My Fico?
And I have 2 old accounts, mortgage accounts, that are paid and closed but reporting as open on equifax. Should I dispute these as closed (they show paid in full) or doesnt it matter to the score
Message Edited by granny031350 on 05-13-200810:46 AM
Re: is this something I should be worried about in fico scoring?
Hi Granny, and welcome.
Settle down, our friend. MyFico only reports, they cannot help you at all with a dispute.So forget them as far as taking action on your credit report.
Just give us the full info on what happened and what you have received, and I assure you that if you are in the rightt, you are in the best place in the wrold for expert advice and help in gettng it resolved.