is walmart score fako?

[Yeshualovesme]

i pulled my report on here yesterday and today and it says 603, but my walmart transunion fico score as of today is 669. help?????

[Ailee92]

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@Yeshualovesme wrote:

i pulled my report on here yesterday and today and it says 603, but my walmart transunion fico score as of today is 669. help?????

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MyFico = 98

Walmart = 08

They are both Fico, unfortunately both scores are not what most lenders pull. Most will pull Fico04.

[Yeshualovesme]

how i can get fico 04

[Yeshualovesme]

also thank you for responding, could you explain the difference?

[llecs]

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@Yeshualovesme wrote:

how i can get fico 04

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Only via a lender.

[llecs]

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@Yeshualovesme wrote:

also thank you for responding, could you explain the difference?

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Each factor your accounts differently. IME, 04 seemed to be more forgiving on older baddies and less forgiving on util. What is true of the parts is not true of the whole though and YMMV.

[tonyjones]

the FICO scores from Transunion are so off mark

I just pulled the TU08 from Walmart and it was 598 but the one on here TU98 is 690 lol 100 points discrpenacy !

[mtrsprt]

I guess I am lucky...  My Walmart Fico, and the FICO pulled here for TU, never differe by more than 7 points.

[tonyjones]

don't the score on Walmart suppose to update today? mine hasn't update yet, anybody else?

[Gunnar419]

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@tonyjones wrote:

don't the score on Walmart suppose to update today? mine hasn't update yet, anybody else?

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They pretty much update anytime within the first half of the month, usually in the second week. Varies widely and wildly from month to month. Should certainly be in the next few days, though.