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is walmart score fako?

Valued Member

is walmart score fako?

i pulled my report on here yesterday and today and it says 603, but my walmart transunion fico score as of today is 669. help?????

Message 1 of 12
11 REPLIES
Member

Re: is walmart score fako?


Yeshualovesme wrote:

i pulled my report on here yesterday and today and it says 603, but my walmart transunion fico score as of today is 669. help?????


MyFico = 98

Walmart = 08

 

They are both Fico, unfortunately both scores are not what most lenders pull. Most will pull Fico04.

Message 2 of 12
Valued Member

Re: is walmart score fako?

how i can get fico 04

Message 3 of 12
Valued Member

Re: is walmart score fako?

also thank you for responding, could you explain the difference?

Message 4 of 12
Moderator Emeritus

Re: is walmart score fako?


Yeshualovesme wrote:

how i can get fico 04


Only via a lender.

Message 5 of 12
Moderator Emeritus

Re: is walmart score fako?


Yeshualovesme wrote:

also thank you for responding, could you explain the difference?


Each factor your accounts differently. IME, 04 seemed to be more forgiving on older baddies and less forgiving on util. What is true of the parts is not true of the whole though and YMMV.

Message 6 of 12
Valued Contributor

Re: is walmart score fako?

the FICO scores from Transunion are so off mark

 

I just pulled the TU08 from Walmart and it was 598 but the one on here TU98 is 690 lol 100 points discrpenacy !

"I am become death, the destroyer of worlds"
Message 7 of 12
Frequent Contributor

Re: is walmart score fako?

I guess I am lucky...  My Walmart Fico, and the FICO pulled here for TU, never differe by more than 7 points.


Starting Score: 521 TU, 597 EQ, 574 EX on 6/20/2011
Current Score: 753 TU, 764 EQ, 766 EX on 02/17/2014
Goal Score: 720-740 Across the board


Take the FICO Fitness Challenge
Message 8 of 12
Valued Contributor

Re: is walmart score fako?

don't the score on Walmart suppose to update today? mine hasn't update yet, anybody else?

"I am become death, the destroyer of worlds"
Message 9 of 12
Highlighted
Valued Contributor

Re: is walmart score fako?


tonyjones wrote:

don't the score on Walmart suppose to update today? mine hasn't update yet, anybody else?


They pretty much update anytime within the first half of the month, usually in the second week. Varies widely and wildly from month to month. Should certainly be in the next few days, though.

 

Message 10 of 12