length of credit history, - only good?

[alpha916]

Any reason why my credit history wouldn't rate "great"? I am 28 years old and have had credit since I was 18.

From myfico:

your oldest account was opened 7 Years, 5 Months ago FICO High Achievers [?] opened their oldest account 19 years ago, on average. Average age of your accounts 3 years Most FICO High Achievers [?] have an average age of accounts between 6 and 12 years.

[MarineVietVet]

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@alpha916 wrote:

Any reason why my credit history wouldn't rate "great"? I am 28 years old and have had credit since I was 18.

From myfico:

your oldest account was opened 7 Years, 5 Months ago FICO High Achievers [?] opened their oldest account 19 years ago, on average. Average age of your accounts 3 years Most FICO High Achievers [?] have an average age of accounts between 6 and 12 years.

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I don't ever really think about my ratings on those reports. I have 1 "very good" on my TU and 2 "very good"on my EQ so it's not a big concern. As far as i know lenders don't look at any of those. They look at the bottom line (so to speak) to make credit decisions.

Just work on doing all the right things and you'll be fine.

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

[Imhotrodcrazy]

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@alpha916 wrote:

Any reason why my credit history wouldn't rate "great"? I am 28 years old and have had credit since I was 18.

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This old man is going to make you feel really good.   I am 40 years older than you,  my oldest account is 19 yrs, and my aaoa is 7 yrs and my credit only shows "very good".   I don't think I will get into the "great" area anytime soon either.  So, as MVV said, don't worry about it.  Just keep your credit clean and you will get there.  Good luck to you.