loan shopping & fico deduplication

[Anonymous]

The ones from the same souce are obvious

Imposible to see any others without traking-

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ivyalmighty wrote:

timothy,

How do you KNOW they only count as four? Is there somewhere I can look at mine & see how they are counted???

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[Anonymous]

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Timothy wrote:

Well the de-dup window is wide-

But the Hit just takes longer to revover from-

Instead of getting those points back in June- I will need to wait until March !!!!!!!!

sooo, the 1 year clock is reset on getting the points back from multple pulls from the same source. but if it's the same source no additional point hit.

[Anonymous]

Ok, I think I get it but it's not making sense in my situation because in that case, we wouldn't have dropped 7 pts again when NFCU pulled our credit last week for the CC because they would have all been w/in the 1-yr window. They are obviously not linking, otherwise our scores wouldn't have taken the hit from the same CU checking credit again.

[Anonymous]

Any mods have any input about my score still dropping w/ mult inqs from same CU?