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my "magic number" seems to be 1% or less, I lost 15-20 across the board points this fall by going crazy with 7%, lol! I can't imagine what my score would do if I went over 9-10%, haha
@khw wrote:my "magic number" seems to be 1% or less, I lost 15-20 across the board points this fall by going crazy with 7%, lol!
I lost 20 points for increasing my util from 1% to 10%. LOL!