Can anyone smarter than me explain if this is a potential problem? I'm thinking since both names are listed, its not a big deal. I would like to have my maiden name listed under the former name section (which would be correct), but I don't think I have the energy and fear the unintended and unforeseen consequences that seem to pop up when being pro active with credit reports.
As a side note, I was looking into this because its where my last post "upgraded fico = incorrect utilization?" seemed to end. User5387 said "FICO 8 handles AUs differently, and you may need to zero in on the details of how a determination is made of whether two people are related for AU purposes". But what you are saying is that since the TL states Authorized User, my name has no bearing on score.
All this confusion is the result of my utilization going from 26% to 0% with the upgraded fico 8. It is obvious fico 8 is excluding my AU account balances, and I'm trying to figure out why. Without understanding it, I cannot hope to control it. Thanks.
