12-31-2009 06:22 AM
12-31-2009 05:39 PM
Hi...I'm not sure what you mean by your credit mix being 10%. Do you mean that your utilization of credit is 10%?
Credit mix usually refers to having revolving credit (credit cards), installment loans, and a mortgage.
You have fairly new accounts, and that is a factor for you. Do you have any negative items on your credit reports?