Credit Cards Center Credit cards from our partners
Reply
na2
New Visitor
Posts: 2
Registered: ‎04-20-2007
0

mortgage question

I am currently going through foreclosure with a rental property that i had purchased 3 years ago. I currently rent my primary residence.    I want to purchase a house in the near future 3 or 4 years.   I know i would have to bring my credit score in the range of 680 & up.   Is that possible to bring it up that high and would i be able to be approved with a bank example citibank , chase bank, etc.....
 
 
Also i'm currently married and my husband wasn't on the mortgage so it wouldn't show a foreclosure on his credit report so if both are scores are high do you think i would qualify for mortgage?
Member
Posts: 8
Registered: ‎03-27-2007
0

Re: mortgage question

I hope it's ok to post this here, but I suggest that you go to creditboards.com to answer your questions. They are very very helpful over there.

The short answer to your question is 'yes' you can definitely put yourself in a good position to purchase a home in 3-4 years IF you start actively repairing/rebuilding your credit soon. Good Luck!
na2
New Visitor
Posts: 2
Registered: ‎04-20-2007
0

Re: mortgage question

thanks for info i'll post on that website...

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.