07-14-2013 11:59 AM
Might this explain why there's such a large spread between my EX (665) and TU (751) and EQ (773), all pulled today from MyFico, 7-14-13?
Also, can anyone help me understand whether Experian is penalizing me based on unreconciled data? Specifically, I had bad few months credit-wise in late 08 / early 09...original student loan provider shows 30 days late payment, so does new lender who simply bought the loan...also a closed cell phone whose termination fee went into collection shows as paid collection account but unpaid verizon past-due. So in total this implies '4 accounts with negative histories' but there are really two credit accounts underlying.
07-14-2013 07:36 PM