myFico score vs Pull from TU etc

[tj88]

Why does myFico score recently pulled show a lower score then what my pull from TU (I did a tri pull from all 3 CRA's via annualcreditreport.com). The tri pull from TU shows all 600's (different scores but close) but myFico show high 500 for EQ. The pulls I did were only a couple days apart. Just wondering if anyone has some sort of explanation for this. What are my true scores? I don't know what to believe.

Also, would like to say thanks for all of the valuable info on this site. I have been doing a lot of reading, and learning!

[Simply827]

The scores you got from the CRAs most likely were not FICO scores, thus the difference. Your true TU and EQ FICO scores are available here. The only way you can get your EX score is if you app for something and the creditor sends you one in the mail, or you happen to be a member of a certain CU.

[pizzadude]

+1.  The TU website does not sell FICO scores ~ the FAKO scores they offer can't be correlated to FICO scores.

Take a look at these threads, they should help you understand the differences:

Credit Scoring 101:

http://ficoforums.myfico.com/fico/board/message?board.id=ficoscoring&thread.id=29793

The Son Of Credit Scoring 101

http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/The-Son-Of-Credit-Scoring-101/m-p/718550#U718...