09-23-2007 10:20 PM
09-24-2007 05:31 AM
natenate wrote:I need to rebuild my credit asap. I am hoping to buy a house within the next 6 months. I have had 3 charge off in the last 5 years total of 2000k now in collections. However, I did just pay them in full, but was unaware of pfd's. I have an auto loan with 3 late payments from changing jobs in the last 6 months. I financed 20k and have paid 8000k. My scores are 563, 547, and 498. I have just opened a First Premire card with initial 350 credit line. I have no other debt or credit lines. Besides the usual pay on time routine, what can I, and should I do to raise my scores and see an immediate increase? I need any advice you can think of. My charge off were from Cap1 and HSBC. Should I apply for another card or sit tight. Please help.
04-10-2014 04:50 PM
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.