once a score drops after new TL's reporting, when will it bounce back?

[Anonymous]

Lenght of history: 8Years

AAOA: 1.8Years

Total a/c's ( 9 inclucding 3 new), all revolving

Now 3 new accounts (CC) since last month start reporting, score dropped from 719 ( 3 weeks ago) to 651 as of today( EQ )

when I can expect to bounce back?

[llecs]

Most of the points will come back within 6 months with a final boost at the one year mark. You should recover fully by then.

[marty56]

I added a new CC account but my score didnt change.  Did your AAoA change?  Also did any of the new acounts report a balance?

[creditwherecreditisdue]

Your new accounts tanked your AAoA. Do you have any idea what it was before your new accounts reported? Getting it back over 2 will help and won't take too long. But if it was 3 or 4 before your appy spree it's gonna take a while. (It will go up one month per elapsed calendar month.)

[Anonymous]

the AAOA was 2.4 years  before the new accounts showed up,one thing I didnt mention My util went to 36% from 16% due to new accounts showing balance which is now paid and util should be around 5% once all the new bal's get reported

[creditwherecreditisdue]

AAoA: 2.4 y -> 1.8 y

UTIL: 16% -> 36%

Both changes FICO score unfriendly, but both very fixable. One will take time, the other money/time. Not the worst problems to have.