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paid down my biggest card balance and i only got a 4 point fico rise. RIDICULOUS...
Paid down, down to zero?
No i went from $1000 to $300 and i thought i would get a bigger bump in my score but i did not
I have one more card that has a balance of $110 and my credit limit is $350 so I will just pay that one off to a $0 balance and see what that does
@wildbillcody wrote:I have one more card that has a balance of $110 and my credit limit is $350 so I will just pay that one off to a $0 balance and see what that does
When you pay down this card, you should (hopefully) see a bigger increase. Right now, that card is slightly above 30% utilization. Dropping that number should make a difference.
cool, thanks. I have just now gotten the hang of paying off cards before they report so i will get this one before it reports on the 8th
Congrats on the payoff! Hopefully your score rises as you payoff the next one!
@wildbillcody wrote:cool, thanks. I have just now gotten the hang of paying off cards before they report so i will get this one before it reports on the 8th
Yep, that's the key - pay down the balance before the statement generates. Hope it works out for you. Please, post an update.