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Fico 9 score is 748 and fico 4 is 658
@StarkesHerz wrote:ok, sounds like the the paid tax leins of $5 and $68 are hurting me, also i like to buy 2 new cars a year which is why so many inquires .
Stop letting the dealer do your financing. Get a preapproval through the manufacturer's lender, or a credit union. Then you're only taking a couple inquiries a year, not getting rate-shopped.
@Anonymous wrote:Fico 9 score is 748 and fico 4 is 658
Collections, if paid don't count against you in Fico 9 and both Fico 8 and Fico 9 are more forgiving toward medical debt. Fico 4 does not give you a break for paid collections or medical debt. If you are willing, some details about your profile may provide insight as to your score difference.