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My husband have been out of work for last 6 months due to eye injury, that left him blind in his right eye-i am in the process of paying down my credit cards between 1%-5%. I don't have that many cards-but taking care of family of five is very costly, with only one income.
Capital One: $715/750
Credit One: $463/500
Bank America: $285/300 (had the card since 2006, will not increase limit, until the two collections is paid on my credit file)
Macy: $120/300
Capital Auto: $14,899
About estimate once paying down the util on the cards, how many points will i recd? My score 530 and i need to be around 640 loan for home. thanks you! God Bless!