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pays 31-60 days

New Member

pays 31-60 days

I noticed something odd after checking my report today. I had an auto loan I paid off 7/2011 and approx six months later it showed a 30 days late however I had never been late. I disputed with the cra and it was removed. In my nov 2012 report the acct showed paid as agreed but when I pulled my report today it showed "pays 31-60 days" yet the 81 month history shows all green with no lates as it should be. Has anyone else had this happen or heard of it?
Message 1 of 7
6 REPLIES
Senior Contributor

Re: pays 31-60 days

Which credit monitoring service are you using?

Even here at MYFICO there have been weird things like that that have shown up before - I wouldn't worry about it since your account is showing all green.
STARTING: 11/24/10 EQ-584 EXP-648 TU04-595
CLOSED FIRST HOME 8/19/11 EQ-630 EXP-691 TU04-653
CURRENT: EQ-701 EXP-??? TU08-720
Message 2 of 7
Highlighted
Moderator Emeritus

Re: pays 31-60 days

Is this showing on a myFICO report?

Message 3 of 7
New Member

Re: pays 31-60 days

It is on my experian report I ordered here through myfico. I felt it was strange to all the sudden show that after over a year after it was rectified. I never received a "change to my report " as a result and don't think it affected my score, but still weird.
Message 4 of 7
Valued Contributor

Re: pays 31-60 days

Double check with the lender make sure they are not reporting it by mistake.

Equifax My FICO score 814 11/29/2016, Discover TU FICO 807 12/29/2016 Citibank Equifax Bankcard FICO score 827 12/27/2016 Average of Accounts 13 years and no Installment accounts, 1 TU inquiry in 2015
Message 5 of 7
Senior Contributor

Re: pays 31-60 days

MYFICO sells Equifax, not Experien, FYI.
STARTING: 11/24/10 EQ-584 EXP-648 TU04-595
CLOSED FIRST HOME 8/19/11 EQ-630 EXP-691 TU04-653
CURRENT: EQ-701 EXP-??? TU08-720
Message 6 of 7
New Member

Re: pays 31-60 days

Ahh yes I meant Equifax.
Message 7 of 7