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pays 31-60 days

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Chadetallias
New Member

pays 31-60 days

I noticed something odd after checking my report today. I had an auto loan I paid off 7/2011 and approx six months later it showed a 30 days late however I had never been late. I disputed with the cra and it was removed. In my nov 2012 report the acct showed paid as agreed but when I pulled my report today it showed "pays 31-60 days" yet the 81 month history shows all green with no lates as it should be. Has anyone else had this happen or heard of it?
Message 1 of 7
6 REPLIES 6
Booner72
Senior Contributor

Re: pays 31-60 days

Which credit monitoring service are you using?

Even here at MYFICO there have been weird things like that that have shown up before - I wouldn't worry about it since your account is showing all green.
STARTING: 11/24/10 EQ-584 EXP-648 TU04-595
CLOSED FIRST HOME 8/19/11 EQ-630 EXP-691 TU04-653
CURRENT: EQ-701 EXP-??? TU08-720
Message 2 of 7
llecs
Moderator Emeritus

Re: pays 31-60 days

Is this showing on a myFICO report?

Message 3 of 7
Chadetallias
New Member

Re: pays 31-60 days

It is on my experian report I ordered here through myfico. I felt it was strange to all the sudden show that after over a year after it was rectified. I never received a "change to my report " as a result and don't think it affected my score, but still weird.
Message 4 of 7
AndySoCal
Valued Contributor

Re: pays 31-60 days

Double check with the lender make sure they are not reporting it by mistake.

FICO Scores XPN v8 802 V2 831 (SDFCU) TUC 803 v8 EFX 807 (10/2023)
Discover 09/90 19,000, JCPenney 10/2008 4,700 US Bank Cash+ 12,000 Citibank Custom Cash 5/2015 11,100 C State Dept. FCU 15,000 06/2023 , 02/2024 Redstone FCU Signature VISA 10,000 Banking: Ally Bank Credit Unions: Lafayette FCU Quorum FCU State Department FCU State Department FCU Pelican State CU Redstone FCU

Message 5 of 7
Booner72
Senior Contributor

Re: pays 31-60 days

MYFICO sells Equifax, not Experien, FYI.
STARTING: 11/24/10 EQ-584 EXP-648 TU04-595
CLOSED FIRST HOME 8/19/11 EQ-630 EXP-691 TU04-653
CURRENT: EQ-701 EXP-??? TU08-720
Message 6 of 7
Chadetallias
New Member

Re: pays 31-60 days

Ahh yes I meant Equifax.
Message 7 of 7
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