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Regular Contributor
ah32
Posts: 225
Registered: ‎06-05-2007
0

question for Tuscani

Not to doubt your knowledge, but if you have scores in the 400's, how do you have so many opinions? Where have you learned what you know? I'm debating on my options to improve my credit.  I've followed through with advice to dispute acct to drop off in July and it was dropped.  Thanks.  Just came across a thread where you revealed your scores.  Not trying to sound disrespectful.  Just curious.
Super Contributor
MidnightVoice
Posts: 8,157
Registered: ‎03-25-2007
0

Re: question for Tuscani

If you cjheck his other posts, you will find he has something like 42 (or 432, I am not sure) credit cards as well.
 
:smileyvery-happy:
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Regular Contributor
ah32
Posts: 225
Registered: ‎06-05-2007
0

Re: question for Tuscani

That sounds like a full time job! Who could possibly keep track (or want to) of that many cards? I thought one should have at least 3 revolving trade lines with balances under 30% (some people think 50% and some people think between 1-9%). 
Super Contributor
MidnightVoice
Posts: 8,157
Registered: ‎03-25-2007
0

Re: question for Tuscani

Some of what Tusc says is said in humor  :smileyvery-happy:
 
3-5 CCs and 1-9% and you will do well as long as you have a long credit history and no baddies
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Senior Contributor
smallfry
Posts: 4,831
Registered: ‎04-20-2007
0

Re: question for Tuscani



ah32 wrote:
Not to doubt your knowledge, but if you have scores in the 400's, how do you have so many opinions? Where have you learned what you know? I'm debating on my options to improve my credit. I've followed through with advice to dispute acct to drop off in July and it was dropped. Thanks. Just came across a thread where you revealed your scores. Not trying to sound disrespectful. Just curious.



I think Tuscani was joking my friend.
Established Contributor
ObsessedwithmyFico
Posts: 513
Registered: ‎05-31-2007
0

Re: question for Tuscani

OMG!!!  Tuscani has scores in the 400's? And I have been listening to him?  Oh well...it's been working for me...lol...jk yall...
Super Contributor
MidnightVoice
Posts: 8,157
Registered: ‎03-25-2007
0

Re: question for Tuscani

Just imagine how much he will know if he drags himself into the 600s. :smileyvery-happy:
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Moderator Emeritus
fused
Posts: 16,373
Registered: ‎03-12-2007
0

Re: question for Tuscani



MidnightVoice wrote:
Just imagine how much he will know if he drags himself into the 600s. :smileyvery-happy:

Ha! He has a right to his privacy, but based on his earlier posts one can get an idea.
Credit Profile -
FICO 08 Scores (11-08-2014): EQ 818, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1

Moderator Emeritus
Tuscani
Posts: 6,182
Registered: ‎03-29-2007
0

Re: question for Tuscani

LOL
 
:smileytongue:
 
 
Moderator Emeritus
fused
Posts: 16,373
Registered: ‎03-12-2007
0

Re: question for Tuscani

I'm guessing mid 700's!:smileytongue:
Credit Profile -
FICO 08 Scores (11-08-2014): EQ 818, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1


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