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Valued Contributor
dodgerslv
Posts: 1,693
Registered: ‎06-16-2012

"Go Score" from Merrick Bank site

Just realized when i logged on to my Merrick Bank online account there is a new "Go Score" as part of their serviced for enrolling in paperless statement. It says its a FICO scoring model call "FICO 8 Bankcard Score" part of TU so am i assuming its based off TU08 similiar to Walmart FICO model?



biggest limits: BofA Privilege (33K)/ BofA Cash Rewards (27k)/ Citi AA WEMC (26k)/ Penfed Rewards (22.5k)/ Chase United Explorer (22k)
Fico 08 scores (6/21/14) EX: 758 TU: 759 EQ: 755 (high Utilization for me at the moment @10% so gardening mode).





Moderator Emeritus
llecs
Posts: 32,880
Registered: ‎08-04-2007

Re: "Go Score" from Merrick Bank site

[ Edited ]

I'll check it out, but nice find.

 

Valued Contributor
dodgerslv
Posts: 1,693
Registered: ‎06-16-2012

Re: "Go Score" from Merrick Bank site


llecs wrote:

I'll check it out, but nice find.


iIt is required to have an online account with them, its like they are trying to have a similiar service like Walmart...:smileyhappy:


biggest limits: BofA Privilege (33K)/ BofA Cash Rewards (27k)/ Citi AA WEMC (26k)/ Penfed Rewards (22.5k)/ Chase United Explorer (22k)
Fico 08 scores (6/21/14) EX: 758 TU: 759 EQ: 755 (high Utilization for me at the moment @10% so gardening mode).





Moderator Emeritus
llecs
Posts: 32,880
Registered: ‎08-04-2007

Re: "Go Score" from Merrick Bank site

[ Edited ]

Yeppers. I saw it on DW's account just now. I never saw that before and wasn't there as of 2-3 weeks ago. Cool find OP. The product description can't be copied and I don't know how to do screenshots on this Macbook, but for sure it is the TU Bankcard 08 version. It also displays your last data from the past few months [of FICO scores] from the monthly softs they do in their ARs. It also has the top two negative scoring reasons.

 

Cool stuff!

Valued Contributor
dodgerslv
Posts: 1,693
Registered: ‎06-16-2012

Re: "Go Score" from Merrick Bank site


llecs wrote:

Yeppers. I saw it on DW's account just now. I never saw that before and wasn't there as of 2-3 weeks ago. Cool find OP. The product description can't be copied and I don't know how to do screenshots on this Macbook, but for sure it is the TU Bankcard 08 version. It also displays your last data from the past few months [of FICO scores] from the monthly softs they do in their ARs. It also has the top two negative scoring reasons.

 

Cool stuff!


Yeah...another bank providing free FICO score!! Me likes!...:smileyhappy:



biggest limits: BofA Privilege (33K)/ BofA Cash Rewards (27k)/ Citi AA WEMC (26k)/ Penfed Rewards (22.5k)/ Chase United Explorer (22k)
Fico 08 scores (6/21/14) EX: 758 TU: 759 EQ: 755 (high Utilization for me at the moment @10% so gardening mode).





New Contributor
cem13
Posts: 57
Registered: ‎07-20-2012

Re: "Go Score" from Merrick Bank site

I received an app in the mail today.  I think it just may be worth a hard hit for the free TU score.  Im going for it.

MyFICOm '08 JUN2014: Ex=700, TU-688
MyFICO JAN2014: EQ=704, TU=720, EX=708
MyFICO May2013: EQ=701, TU=708, EX=705 (Lender Pull).
MyFICO March13: EQ=680; TU=677
MyFICO 09JAN13: EQ & TU = 677) 2 years after filing BK7, 18 months after discharge in Jun2011
MyFICO (09SEP12: EQ 677; TU: 670) 16 months after discharge BK7.
Myfico (JUL12: EQ 671) 13 months after BK7.

Wallet: NFCU Rewards: $25K; Capital One QuickSilver: $2250; Barclays Rewards: $2k; Capital One Rewards: $1500.
Valued Contributor
my-own-fico
Posts: 1,141
Registered: ‎01-05-2010

Re: "Go Score" from Merrick Bank site


llecs wrote:

 

for sure it is the TU Bankcard 08 version.


 

So its score range may be something like the industry 250-900, while the Walmart TU 08 and the PSECU EX may have the standard design range of 300-850?

 

When it comes to wishful thinking vs reality, wishful thinking wins.
Moderator Emeritus
llecs
Posts: 32,880
Registered: ‎08-04-2007

Re: "Go Score" from Merrick Bank site

Yes, roughly, give or take.

Valued Contributor
dodgerslv
Posts: 1,693
Registered: ‎06-16-2012

Re: "Go Score" from Merrick Bank site


my-own-fico wrote:

llecs wrote:

 

for sure it is the TU Bankcard 08 version.


 

So its score range may be something like the industry 250-900, while the Walmart TU 08 and the PSECU EX may have the standard design range of 300-850?

 


it must be similiar because i compared my Nov. Walmart TU with Go Score TU from Merrick bank and they are not far apart...Nov. Walmart TU 694 , Nov. Go Score Merrick is 705...not much difference.



biggest limits: BofA Privilege (33K)/ BofA Cash Rewards (27k)/ Citi AA WEMC (26k)/ Penfed Rewards (22.5k)/ Chase United Explorer (22k)
Fico 08 scores (6/21/14) EX: 758 TU: 759 EQ: 755 (high Utilization for me at the moment @10% so gardening mode).





Valued Contributor
dodgerslv
Posts: 1,693
Registered: ‎06-16-2012

Re: "Go Score" from Merrick Bank site

hmmm...wonder if anyone is getting the same message but tried to look into my TU fico score from that site and it keeps telling me "must have account open or sign up for paperless statement" , anyone getting the same thing when they try to access it?



biggest limits: BofA Privilege (33K)/ BofA Cash Rewards (27k)/ Citi AA WEMC (26k)/ Penfed Rewards (22.5k)/ Chase United Explorer (22k)
Fico 08 scores (6/21/14) EX: 758 TU: 759 EQ: 755 (high Utilization for me at the moment @10% so gardening mode).






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