ASAP2 wrote:Me being impatient, decided to dispute an installment account so it could show my balance being halve way paid for. Instead of updating the balance, Those pricks at Transunion deleted the account which has always been in good standing and had aged to 10 months. I noticed my score dropped 60 point's. What should I do?You should have started with the creditor and had them update it. When you enter a disoute and the creditor doesn't respond the account is deleted from your report. Ask the creditor to rereport the acount wit its current payment history. There are some things that aren't worth disputing.
It should reappear when they update. Disputing accounts just to get the balance to update is abuse of the system.
rosychild wrote:I have a bigger problem than that-so, this should make you feel better--- my company's laptops were stolen. We all received a notice (2 months later) that this happened, and our identity was being compromised-their advise was to CLOSE all your ACCOUNTS--and open NEW ONES !!!! Of course, I did do that-MY credit score was REDUCED 116 points-because of this !!! My problem has JUST begun!!! Try to straighten this MESS out !!!! The whole credit score thing is a bunch of bull-but we have to go by their rules !!!!!!!! It's RIDICULOUS!!!!!!!!!!