"Recently" missed payment?

[ScoreBooster]

I just checked my 2 FICO-scores and when reading the most important factors that lower my FICO, it showed "You missed a payment 1 month ago" on one report - it says "2 month" on the other report.

Now I haven't made any recent payments on my delinquent accounts (they are delinquent for 2 years now and closed), so how could I have missed a payment last month?

Is it possible that LVNV and company are causing this because they report as installment account and show 120+ days past due and open rather than a collection account?

If so, I'll have to hunt them down..

[gpeach]

Yes I think it is LVNV causing your issue. I have them also on mine and asked about it this week. Mine shows 120+ and late 1 month ago. They said they were the problem.

[ScoreBooster]

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@gpeach wrote:
Yes I think it is LVNV causing your issue. I have them also on mine and asked about it this week. Mine shows 120+ and late 1 month ago. They said they were the problem.

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Thanks! I thought so...