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someday22 wrote:
What does the STATUS mean on the reports? Is it the current status? Or worst status?
Does the status affect your FICO? I would think it does!?
I have many accounts that are showing past due with # of days, showing charge off even if paid etc.
I have disputed these over and over but am getting nowhere! Experian told me on the phone they are accurate and that it isn't the current status, it is whatever your last status was? Whatever that means??
What can I do to get this fixed? Plus there is different data depending on which system I pull from. MYFico, True Credit, and the Bureaus diret all have different comments and variations in status.
What a nightmare this credit clean up is! I am sooooo frustrated w/this system. No wonder this economy is in a financial crisis! Think how many people would have better mortgages, could afford their car payments etc. if the bureaus reported accurate information! uggghhh!
Message Edited by someday22 on 03-21-2008 08:45 PM