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rapid rescore question

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gramscram
Member

rapid rescore question

I paid my amex card off in full 2 days after account was reported to credit bureaus - i need balance to refelct payment to boost my fico score - will a rapid rescore service update this information or dp i need to wait until next statement - 

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2 REPLIES 2
azguy13
Senior Contributor

Re: rapid rescore question

That is a personal choice but I would never advise anyone to use services like that. Basically, you are paying for something that is free but just takes longer. 

Message 2 of 3
AndySoCal
Valued Contributor

Re: rapid rescore question

Rapid rescore is not cheap. Generally it is used when the re-score will affect the outcome of a loan usually a mortgage.

FICO Scores XPN v8 802 V2 831 (SDFCU) TUC 803 v8 EFX 807 (10/2023)
Discover 09/90 19,000, JCPenney 10/2008 4,700 US Bank Cash+ 12,000 Citibank Custom Cash 5/2015 11,100 C State Dept. FCU 15,000 06/2023 , 02/2024 Redstone FCU Signature VISA 10,000 Banking: Ally Bank Credit Unions: Lafayette FCU Quorum FCU State Department FCU State Department FCU Pelican State CU Redstone FCU

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