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Member
ficonewbie
Posts: 6
Registered: ‎08-29-2007
0

score discrepancy

my average score from three major credit bureaus is 595, but my fico score from Myfico.com is 565.  What score do lenders actually use?  thank you
Moderator Emeritus
fused
Posts: 16,374
Registered: ‎03-12-2007
0

Re: score discrepancy

FICO scores are the only ones you need to concern yourself with. Have you read the credit scoring 101 thread? Great Stuff!
 
Credit Profile -
FICO 08 Scores (09-16-2014): EQ 824, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1 (Amex 07-15-2014)


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

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