Regular Contributor
Posts: 170
Registered: ‎03-04-2007

score dropped due to old debt

TU dropped 9 points had a collection and judgement removed and a collection from 2000 reappear on my report how nice. Now to DV collection. they are making it look like it is from Dec 2006...but i have a Credit Report from 2000 that shows this account on it. I also believe I know why this reappeared...I got a new CC Direct Rewards (discover/HSBC), this collection is an old HSBC CC from 1999. Do you think I am right in assuming I resurrected this old collection from the grave?.
Moderator Emeritus
Posts: 6,182
Registered: ‎03-29-2007

Re: score dropped due to old debt

Yep.. but luckily you know your rights a DOFD. Should be an easy dispute.
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.