cancel
Showing results for 
Search instead for 
Did you mean: 

score goes up and down

New Member

score goes up and down

I just had a huge drop in my score. I had a delinquent on my report from two years ago. Somone had a card in my name. So I oaid and closed it out. I had a huge jump from 620-707. Now it went from 707-615. Will it eventually go back up huge? Its the only negative item on my report.
Message 1 of 5
4 REPLIES
Valued Contributor

Re: score goes up and down

Just because you paid the debt does not remove the negative indicator.

While you say your score increased I can not determine why unless you disputed the account.

In my opinion you will not see a huge increase unless you can get the negative item removed from your reports.
Good Luck
May all your dreams and wishes become a reality!
Message 2 of 5
New Member

Re: score goes up and down

Yes I disputed the account and it went up now it showing back up again and it decrease. Im still sending out letters hpoing they remove it permanently. But it seems like it not working. Been sending letters for a year now
Message 3 of 5
Valued Contributor

Re: score goes up and down

There is no guarantee it will be removed from reports.

It will hurt less and less over time.
Good Luck
May all your dreams and wishes become a reality!
Message 4 of 5
Highlighted
New Member

Re: score goes up and down

Ok thanks
Message 5 of 5