I just had a huge drop in my score. I had a delinquent on my report from two years ago. Somone had a card in my name. So I oaid and closed it out. I had a huge jump from 620-707. Now it went from 707-615. Will it eventually go back up huge? Its the only negative item on my report.
Yes I disputed the account and it went up now it showing back up again and it decrease. Im still sending out letters hpoing they remove it permanently. But it seems like it not working. Been sending letters for a year now