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JUST was alerted to a EQ score increase from 664 to 673, but believe it may be do to utli% change...but who knows.
I've always heard that closed installment loans count in the mix of credit.
Current paid off loans look good. Give it some time. What other items may be holding you back?
@bettercreditguy1 wrote:Current paid off loans look good. Give it some time. What other items may be holding you back?
Under 3 years AAoA and 5 year old CO (repo)
I don't think you need another installment. Do you have any other installment loans? Mortgage? Car loan?
@Shogun wrote:I don't think you need another installment. Do you have any other installment loans? Mortgage? Car loan?
No. Now I'll just show 4 total installment loans. 1 through a Florida CU that turned intot he repo in 08, and 3 local CU installment loans - now paid-in-full.
...and just like that, its down to 669. again, no idea as to why.
Repo, where are you pulling scores from?