I have both federal and private student loans. But I have recently consolidated my federal loans. Is it appropriate that the original loans show up on my credit reports?
The reason I ask is because when I pulled all 3 CRs through myfico, I have a total of 31 accounts and there's a flag next to it indicating that it's "an aspect of your credit that is hurting your FICO score". Although all my school loans are in good standing, the flag seems to indicate that my score is lowered due to the number of account I have. Is this true? If so, is there anything I can do to remove all these "excess" student loans since they are consolidated?