Credit Cards Center Credit cards from our partners
Reply
Community Leader
Senior Contributor
Posts: 30,749
Registered: ‎02-07-2013
0

Re: thin file


jimg1215 wrote:
So pay before the bill even generates.

Correct

Just don't pay it all leave the 1-9% so it reports to CB's to build scores

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
New Member
Posts: 8
Registered: ‎02-04-2014
0

Re: thin file

But pay in few day after bill generates.
Community Leader
Senior Contributor
Posts: 30,749
Registered: ‎02-07-2013
0

Re: thin file


jimg1215 wrote:
But pay in few day after bill generates.

Yes 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
New Member
Posts: 8
Registered: ‎02-04-2014
0

Re: thin file

Ok great i will do that. Thank u so much.
Community Leader
Senior Contributor
Posts: 30,749
Registered: ‎02-07-2013
0

Re: thin file


jimg1215 wrote:
Ok great i will do that. Thank u so much.

Not a problem glad to help 

Again welcome to the forum 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
New Member
Posts: 8
Registered: ‎02-04-2014
0

Re: thin file

Question. How does paying on 7 and 11th. Different then paying all on 11th
Community Leader
Senior Contributor
Posts: 30,749
Registered: ‎02-07-2013
0

Re: thin file


jimg1215 wrote:
Question. How does paying on 7 and 11th. Different then paying all on 11th

Only in terms of what balance gets reported to the 3 CB's 

As long as you have 1-9% doesn't matter when you pay but the reason I said 7th was to allow 3 days for the payment to clear your bank and be credited to the CC account 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.