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Community Leader
Senior Contributor
Posts: 29,989
Registered: ‎02-07-2013
0

Re: thin file


jimg1215 wrote:
So pay before the bill even generates.

Correct

Just don't pay it all leave the 1-9% so it reports to CB's to build scores

This point should be stressed more here an app spree should not be encouraged because its not for every profile
A thick file will support more apps at one time while a thin file may see negative reaction to this process

IMHO 4+ at one time is to many for a new file and it should be kept to 1-3 a year but we get caught up sometimes in seeing the little wheel spin and the words approved
New Member
Posts: 8
Registered: ‎02-04-2014
0

Re: thin file

But pay in few day after bill generates.
Community Leader
Senior Contributor
Posts: 29,989
Registered: ‎02-07-2013
0

Re: thin file


jimg1215 wrote:
But pay in few day after bill generates.

Yes 

This point should be stressed more here an app spree should not be encouraged because its not for every profile
A thick file will support more apps at one time while a thin file may see negative reaction to this process

IMHO 4+ at one time is to many for a new file and it should be kept to 1-3 a year but we get caught up sometimes in seeing the little wheel spin and the words approved
New Member
Posts: 8
Registered: ‎02-04-2014
0

Re: thin file

Ok great i will do that. Thank u so much.
Community Leader
Senior Contributor
Posts: 29,989
Registered: ‎02-07-2013
0

Re: thin file


jimg1215 wrote:
Ok great i will do that. Thank u so much.

Not a problem glad to help 

Again welcome to the forum 

This point should be stressed more here an app spree should not be encouraged because its not for every profile
A thick file will support more apps at one time while a thin file may see negative reaction to this process

IMHO 4+ at one time is to many for a new file and it should be kept to 1-3 a year but we get caught up sometimes in seeing the little wheel spin and the words approved
New Member
Posts: 8
Registered: ‎02-04-2014
0

Re: thin file

Question. How does paying on 7 and 11th. Different then paying all on 11th
Community Leader
Senior Contributor
Posts: 29,989
Registered: ‎02-07-2013
0

Re: thin file


jimg1215 wrote:
Question. How does paying on 7 and 11th. Different then paying all on 11th

Only in terms of what balance gets reported to the 3 CB's 

As long as you have 1-9% doesn't matter when you pay but the reason I said 7th was to allow 3 days for the payment to clear your bank and be credited to the CC account 

This point should be stressed more here an app spree should not be encouraged because its not for every profile
A thick file will support more apps at one time while a thin file may see negative reaction to this process

IMHO 4+ at one time is to many for a new file and it should be kept to 1-3 a year but we get caught up sometimes in seeing the little wheel spin and the words approved

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