06-27-2007 12:51 PM
06-27-2007 12:59 PM
What is the range of FICO scores?
FICO (aka Classic or BEACON) scores can range from 300 to 850, but the majority of scores usually fall within the 600s and 700s.
FICO, FAKO, HUH?
FICO, FAKO, Credit Score, PlusScore, ScoreX, Vantage are all the same right? WRONG!
FICO = The score lenders use and the only score you care about.
FAKO = Any score that isn't a FICO. Most people like to buy the ScoreWatch product because you can quite often get updates as to your current EQ FICO score. myFICO Identity Theft Security Deluxe is similar to Score Watch except that is monitors TU. There is no FICO monitoring service for all three credit reporting agencies.
TRUE CREDIT Vs MY FICO
06-27-2007 02:30 PM
happytexas2 wrote:I called transunion to find out why I had a score of 865 when FICO only goes up to 850. They said that they have their own system and do not use the FICO system, and that transunioncs.com is not the TU website; only transunion.com is.So I am a bit confused as to the relationship between TU and FICO.