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transunion fico 8 from 738 to 846 very happy

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guimicm1
Established Member

transunion fico 8 from 738 to 846 very happy

after bk fell off dec. 2014 this is my accounts transunion fico 8 846 today 08/03/2015 opened credit Bal. % of Ded capital one Apr-07 7500 0 0% open individual capital one Jan-06 2210 0 0% open individual capital one Mar-06 4000 0 0% open individual chase Dec-05 3000 0 0% open individual chase Jan-07 6000 0 0% open individual walmart Nov-12 4500 0 0% open individual nation wide Dec-09 5000 2000 40% open individual tj max Nov-12 4500 0 0% open individual care credit Apr-09 6000 0 0% open individual macys Oct-97 3200 0 0% open individual macys Apr-00 100 0 0% open individual juniper Nov-06 x x 0% close individual capital one Feb-06 x x 0% close individual capital one Feb-06 x x 0% close individual capital one Jun-05 x x 0% close individual credit limit. 46,010 2000 4% auto loan Sep-11 21200 6200 29.24% open individual auto loan Nov-11 16680 5500 32.97% open individual auto loan Mar-15 19393 18400 94.87% open individual pers. loan Sep-14 14000 13000 92.85% open individual pers. loan Oct-14 10000 8200 82% open individual balance paid loan ded 81273 51300 63% 37% credit hist. 17 years 10 m aaoa 7 years inquiries 2 inquiries open 1 years 3 accounts loans TRANSUNION FICO 8 846
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2 REPLIES 2
NRB525
Super Contributor

Re: transunion fico 8 from 738 to 846 very happy

Congratulations on getting through the BK! That gets you back to realizing the best of the long history, and an excellent score!

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 2 of 3
Anonymous
Not applicable

Re: transunion fico 8 from 738 to 846 very happy

Congratulations!

Message 3 of 3
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