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transunion

Valued Member

transunion

 pulled my score from Transunion today....734

but my walmart shows 684..

witch one is the right one????

 

 

 

Amex blue cash everyday $10,200 , BofA Rewards VISA 10,000,Discover IT 20,000.Cabela's 5,000,Walmart MC 10,000,Lowes 14,000,BarclayCard Rewards 10,000,Amex Sky 5,000, Capital One QS Visa 4750,000,Capital one Venture 11,000,Ring 5,000,Citi Simplicity 5,000 ,Home Depot 6,000 ,JCP 10,000 ,HSBC 5,000 , Discover Miles 5,000 , Amazon Store 6,000 ,Chase Amazon Visa 5,000 , Best Buy Visa 10,000 ,QS 5,000 ,Venture 5,000 ,US Bank 5,000 ,Dell 1000,BofA Cash 5000,Tinker MC 2000,
7 REPLIES
Valued Contributor

Re: transunion

They both are if you got the TU score from here. They are different versions of official TU scores.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Established Contributor

Re: transunion

Walmart FICO is model TU08. MyFico FICO is TU98. They're two different models, but both right. Btw, most lenders pull TU04, so you could have yet another possible TU score.


Starting Score: 515
Current Score: EQ08 711 EX08 731 TU08 735
Goal Score: 740+

Amex BCP $25k | Discover IT $15.7k | Cap 1 QS $10k | PSECU $10k | Citi DC $9300 | Citi DP $6800 | Barclay Ring $6500 | PayPal Extras MC $5045 | DCU $5000 | Chase Slate $5000 | Barclays AA $4100 | Chase Freedom $4000 | Union Plus $1000 | Target $500
Valued Member

Re: transunion

pulled direct from transunion side.

Amex blue cash everyday $10,200 , BofA Rewards VISA 10,000,Discover IT 20,000.Cabela's 5,000,Walmart MC 10,000,Lowes 14,000,BarclayCard Rewards 10,000,Amex Sky 5,000, Capital One QS Visa 4750,000,Capital one Venture 11,000,Ring 5,000,Citi Simplicity 5,000 ,Home Depot 6,000 ,JCP 10,000 ,HSBC 5,000 , Discover Miles 5,000 , Amazon Store 6,000 ,Chase Amazon Visa 5,000 , Best Buy Visa 10,000 ,QS 5,000 ,Venture 5,000 ,US Bank 5,000 ,Dell 1000,BofA Cash 5000,Tinker MC 2000,
Valued Contributor

Re: transunion

TU site is ironically a fako score.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Valued Contributor

Re: transunion


Duncanrr wrote:
TU site is ironically a fako score.

It is because i have memebership with transunion.com and there scoring ranges from 500-990. They base it off the "Vantage" Scoring model.

gardening since 5/21/2016
Valued Contributor

Re: transunion

ya you are getting a fako score. it is the TU vantage score. The giveaway is that they told you and also that they said the range is to 990. This is the same score that creditkarma will furnish you with. Scores from the CRAs are not always FICO scores. The other CRAs offer similar products. For a real FICO score make sure it says FICO.

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Valued Contributor

Re: transunion


Simply827 wrote:

Walmart FICO is model TU08. MyFico FICO is TU98. They're two different models, but both right. Btw, most lenders pull TU04, so you could have yet another possible TU score.


this is exactly right