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New Member
eaglesilas
Posts: 6
Registered: ‎03-18-2012
0

transunion

 pulled my score from Transunion today....734

but my walmart shows 684..

witch one is the right one????

 

 

 

Valued Contributor
Duncanrr
Posts: 2,843
Registered: ‎06-08-2012
0

Re: transunion

They both are if you got the TU score from here. They are different versions of official TU scores.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Established Contributor
Simply827
Posts: 694
Registered: ‎10-15-2012
0

Re: transunion

Walmart FICO is model TU08. MyFico FICO is TU98. They're two different models, but both right. Btw, most lenders pull TU04, so you could have yet another possible TU score.


Starting Score: 515
Current Score: EQ 682 EX 678 TU 683
Goal Score: 700+

PSECU $10000 | Discover IT $9250 | DCU $5000 | Citi TYP $4600 | Chase Freedom $4000 | Barclay Ring $3500 | PayPal Extras MC $3000 | US Airways $2000 | Cap 1 Platinum $1700 | Cap 1 QS One $1500 | Union Plus $1000 | Target $200
New Member
eaglesilas
Posts: 6
Registered: ‎03-18-2012
0

Re: transunion

pulled direct from transunion side.

Valued Contributor
Duncanrr
Posts: 2,843
Registered: ‎06-08-2012
0

Re: transunion

TU site is ironically a fako score.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Valued Contributor
dodgerslv
Posts: 1,760
Registered: ‎06-16-2012
0

Re: transunion


Duncanrr wrote:
TU site is ironically a fako score.

It is because i have memebership with transunion.com and there scoring ranges from 500-990. They base it off the "Vantage" Scoring model.


Cards: (Citi x6) (Chase x5) (US Bank x3) (Amex x3) (Barclays x3) (BofA x3) (Cap1 x2) (WF x2) (Penfed x1) (Discover x1) (Sync/GE x4) (Macys x2)
Fico 08 scores (8/27/14) EX: 772 TU: 767 EQ: 778 (Utilization at 8% right now).





Valued Contributor
dddewdrop
Posts: 1,060
Registered: ‎02-06-2013
0

Re: transunion

ya you are getting a fako score. it is the TU vantage score. The giveaway is that they told you and also that they said the range is to 990. This is the same score that creditkarma will furnish you with. Scores from the CRAs are not always FICO scores. The other CRAs offer similar products. For a real FICO score make sure it says FICO.

0/10001100/13001346/16001699/2000Prepaid ,,Recent scores:FICO EX 632,EQ 635,TU 632...Link to my Rebuild Log
Valued Contributor
dddewdrop
Posts: 1,060
Registered: ‎02-06-2013
0

Re: transunion


Simply827 wrote:

Walmart FICO is model TU08. MyFico FICO is TU98. They're two different models, but both right. Btw, most lenders pull TU04, so you could have yet another possible TU score.


this is exactly right

0/10001100/13001346/16001699/2000Prepaid ,,Recent scores:FICO EX 632,EQ 635,TU 632...Link to my Rebuild Log

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