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New Member
Posts: 6
Registered: ‎03-18-2012
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transunion

 pulled my score from Transunion today....734

but my walmart shows 684..

witch one is the right one????

 

 

 

Valued Contributor
Posts: 2,857
Registered: ‎06-08-2012
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Re: transunion

They both are if you got the TU score from here. They are different versions of official TU scores.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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Established Contributor
Posts: 747
Registered: ‎10-15-2012
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Re: transunion

Walmart FICO is model TU08. MyFico FICO is TU98. They're two different models, but both right. Btw, most lenders pull TU04, so you could have yet another possible TU score.


Starting Score: 515
Current Score: EQ04 675 EX04 702 TU08 724
Goal Score: 700+

Amex BCP $12300 | PSECU $10000 | Discover IT $9250 | Barclay Ring $6500 | Citi DC $6100 | DCU $5000 | Chase Freedom $4000 | PayPal Extras MC $3000 | US Airways $2400 | Cap 1 QS One $2000 | Cap 1 Platinum $1700 | Union Plus $1000 | Target $200
New Member
Posts: 6
Registered: ‎03-18-2012
0

Re: transunion

pulled direct from transunion side.

Valued Contributor
Posts: 2,857
Registered: ‎06-08-2012
0

Re: transunion

TU site is ironically a fako score.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Valued Contributor
Posts: 2,052
Registered: ‎06-16-2012
0

Re: transunion


Duncanrr wrote:
TU site is ironically a fako score.

It is because i have memebership with transunion.com and there scoring ranges from 500-990. They base it off the "Vantage" Scoring model.

Cards: (Chase x8) (Citi x6) (Amex x6) (BofA x3) (US Bank x3) (Barclays x4) (WF x2) (Cap1 x4) (Synch x4) (Penfed x2) (Macys Amex, Discover, USAA, Fidelity, NASA x1), PLOC: Citi (18k) WF (10k), Personal Loan: USAA (25K), Auto Loans: Ally, Audi Financial.
Valued Contributor
Posts: 1,074
Registered: ‎02-06-2013
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Re: transunion

ya you are getting a fako score. it is the TU vantage score. The giveaway is that they told you and also that they said the range is to 990. This is the same score that creditkarma will furnish you with. Scores from the CRAs are not always FICO scores. The other CRAs offer similar products. For a real FICO score make sure it says FICO.

300/21001100/13001500/25001699/2000Prepaid ,,Recent scores:FICO EX 632,EQ 635,TU 632.. If youlike this could you please give me a kudo by clicking that blue button over to the left? Thanks.Link to my Rebuild Log
Valued Contributor
Posts: 1,074
Registered: ‎02-06-2013
0

Re: transunion


Simply827 wrote:

Walmart FICO is model TU08. MyFico FICO is TU98. They're two different models, but both right. Btw, most lenders pull TU04, so you could have yet another possible TU score.


this is exactly right

300/21001100/13001500/25001699/2000Prepaid ,,Recent scores:FICO EX 632,EQ 635,TU 632.. If youlike this could you please give me a kudo by clicking that blue button over to the left? Thanks.Link to my Rebuild Log
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